INTRODUCTION
PharmaNetwork.com, LLC ("PharmaNetwork") is a New Jersey limited liability company. As used herein, the term "PharmaNetwork" includes any and all divisions, affiliates and subsidiary companies, if any. PharmaNetwork is concerned about the privacy rights of visitors to its Web sites ("Site") and the security of their data. Accordingly, we have adopted this Privacy Policy and Terms of Use ("Statement") for this Site to ensure responsible use of the information you share with PharmaNetwork. We may at any time revise this Statement by updating the Site. You are bound by any such revisions and should therefore periodically visit this page to review the then current Statement.

BASIC DEFINITIONS
"Personal Data" is personal and/or confidential information that relates to you, your company and your company's account, policy or contract with PharmaNetwork.

"Communications" are any non-confidential and non-proprietary communications information, except for Personal Data, that you transmit to the Site by electronic mail or otherwise, including data, questions, comments and/or suggestions.

"Personal Information" is any Communication where you knowingly enter your personal information such as your name, address, social security number, or telephone number.

"Non-Personal Information" is any Communication derived from your connection to the Site, such as your Internet browser, domain name and referrer link.

All Communications, except for Personal Data, will be treated as non-confidential and non-proprietary, will become the property of PharmaNetwork and may be used for purposes described herein.

WHAT INFORMATION IS COLLECTED
In general, you can visit the Site while remaining anonymous by not providing any Personal Information. In some cases, Non-Personal Information may be automatically collected, such as your Internet Browser, computer operating system, domain name of your Internet service provider and/or the Web site from which you linked to our Site.

Personal Information about you (e.g., your name, address, telephone number, social security number, and/or email address) will not be collected unless you provide it to us voluntarily. [For example, PharmaNetwork retains e-mail addresses of visitors who respond to the Site's e-mail forms, online forms, registration forms, and surveys and contest entries.] PharmaNetwork also retains information about the frequency of Site visits, length of time of the visit, and aggregate information on which Site page visitors access.

PharmaNetwork sends all Internet visitors "Cookies". A Cookie is a small data file sent by the Site to your browser, which may then be stored on your hard drive. PharmaNetwork's Cookie enables the Site to recognize you if you have a [PharmaNetwork account] or have utilized certain Site features. In addition, the Cookie may recall information so that you do not have to re-submit it, and also automatically update Site information. If available, you may program your browser software to notify you of attempts to send cookies and/or you may decline or delete them.

When you perform a search with our search engine, PharmaNetwork does not record information identifying you or linking you to the search performed. As necessary to provide a better service to its users, PharmaNetwork does record limited information for every search request and uses that information only to solve technical problems with the Site, to calculate overall usage statistics, and to improve the structure and content of the Site.

PharmaNetwork will primarily use Communications to respond to your request(s). PharmaNetwork may use Communications for editorial and feedback purposes, marketing and promotional purposes, reproduction, disclosure, transmission, publication, broadcast or posting, and for a statistical analysis of users' behavior. Furthermore, PharmaNetwork retains the right to use ideas, concepts, know-how, or techniques contained in any Communications you send to the Site for any purpose whatsoever, including, but not limited to, developing and marketing products and services using such information. Non-Personal Information may be aggregated for internal review and used to improve the Site's content and its structure. This information will be discarded.

PharmaNetwork may distribute Personal Data or Communications to third parties; How to access, update & correct Personal Information.

PharmaNetwork may share, rent, sell or otherwise disclose information obtained from visitors to the Site (whether Personal Data or Communications) to third parties for marketing purposes. [If you would prefer that PharmaNetwork not disclose your Personal Information, please select the appropriate box at sign-up. ]
When you choose not to provide Personal Information.

When you choose not to provide a personally identifiable Communication, we may not be able to respond to your request. You may receive an error message displayed on your browser.

PASSWORDS AND SECURITY
You are solely responsible for maintaining the secrecy of your passwords and/or any account information in connection with the Site, and for restricting access to your computer. You are fully responsible for all activities that occur under your account or password, and you agree to notify PharmaNetwork immediately of any unauthorized use of your passwords or accounts.

INFORMATION SHARED WITH PHARMANETWORK
PharmaNetwork will take appropriate steps to protect all information you share with us. Whenever you provide the Site with Personal Data, PharmaNetwork will take commercially reasonable steps to establish a secure connection with your Web browser.

THE SITE CONTAINS SECURED AND NON-SECURED SECTIONS. INHERENT IN THE USE OF THE INTERNET AND INTERNET-RELATED TECHNOLOGIES IS SOME RISK OF DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOU OWN RISK. PHARMANETWORK CANNOT ACCEPT RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGE OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF THE SITE OR THE INTERCEPTION OF INFORMATION YOU PROVIDE, INCLUDING WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.

LIMITATION OF LIABILITY
THE SITE AND ITS CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. PHARMANETWORK DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. PHARMANETWORK DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT PHARMANETWORK) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.

Under no circumstances, including but not limited to negligence by act or omission, shall PharmaNetwork or any party involved in creating, producing, or delivering the Site, be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use the materials on the Site, even if PharmaNetwork or a representative authorized by PharmaNetwork has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event, however, shall PharmaNetwork's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Site.

LINKS TO THIRD PARTY WEB SITES
If you use any links provided in the Site to Web sites not owned, maintained nor hosted by PharmaNetwork ("Off-sites"), you will leave the Site. PharmaNetwork is not responsible for any Off-site's privacy policies or terms of use. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any Off-Sites, and PharmaNetwork takes no responsibility for such sites. A link to a service or Web site outside of the Site is not an endorsement of the service or the Web site, its content, or its sponsoring organization.

USE OF THE SITE
The Site is owned and operated by PharmaNetwork. No materials found on the Site or any other site owned, operated, or licensed by PharmaNetwork may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may access material on the Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of the Site for public or commercial purposes, including the text, images, audio, or video without PharmaNetwork's prior written permission. PharmaNetwork neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with PharmaNetwork. Because of the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable content, including all laws, rules, codes and regulations of the country in which you reside. In addition, you agree to comply with all laws regarding the transmission of technical data exported from the United States or the country in which you reside.

JURISDICTIONAL ISSUES
Your use of this Site, and its Terms of Use and the Privacy Policy shall be construed and controlled by the laws of the State of New Jersey. Further, any dispute arising from your use of this Site, or its Terms of Use or Privacy Policy, or a breach of thereof, shall be governed by the laws of the State of New Jersey. By accessing this Site, you agree to personal jurisdiction by the state and federal courts sitting in the State of New Jersey, County of Bergen.

INDEMNITY
You agree to defend, indemnify and hold harmless PharmaNetwork, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including attorney's fees and costs, arising out of or in any way connected with your access to or use of the Site or any services provided by PharmaNetwork.

TRADEMARKS, SERVICE MARKS AND COPYRIGHTS
Unless otherwise specifically noted, images, trademarks, service marks, logos and icons displayed on the Site are the property of PharmaNetwork and may not be used without PharmaNetwork's prior written consent. Any unauthorized use of the images may violate copyright laws, trademark laws, privacy and publicity laws and communications regulations and statutes.

COPYRIGHT COMPLAINTS
PharmaNetwork may, in appropriate circumstances and at its sole discretion, terminate use of the Site by any visitors who infringe on the intellectual property rights of others.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide PharmaNetwork's Copyright Agent the following information:

(1) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
(2) a description of the copyrighted work that you claim has been infringed;
(3) a description of where the material that you claim is infringing is located on the Site;
(4) your address, telephone number, and email address;
(5) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and
(6) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Attn: Copyright Agent
PharmaNetwork.com, LLC
14 Sycamore Drive
Woodcliff Lake, NJ 07677